The SoCal Fire Home Resiliency Program

SoCal Fire Preparedness Fund

A New Approach to Wildfire Preparedness, Home Resilience, and Long-Term Insurability

Southern California homeowners face a very different environment today than they did just a generation ago.

Wildfires are larger, more destructive, and more costly than ever before. Insurance carriers have reduced participation in many California communities, homeowners insurance premiums continue to rise, and Public Safety Power Shutoff (PSPS) events have become an increasingly common reality during periods of elevated wildfire risk.

At the same time, many homeowners are unaware of the practical steps available to improve their home’s resilience and preparedness profile.

The SoCal Fire Home Resiliency Program™ was developed to help address these challenges.

FIRE-Ready SoCal

Created by the SoCal Fire Preparedness Fund, the program provides homeowners with a structured pathway to better understand their property's risk profile, identify opportunities to improve preparedness, and gain access to resources that may help make resilience improvements more attainable.

Our Goal

Our goal is simple: to help Southern California homeowners better protect their homes, families, and communities while supporting long-term property insurability.

Your Pathway to a Fire-Resilient Home

How The Program Works

This tailored program guides homeowners through a personalized property assessment to deliver a customized roadmap for improving fire resilience and securing financial incentives.

Starting Your Resilience Journey

Every single homeowner's unique journey begins with a completely complimentary, in-depth Benefits Assessment and a detailed, forward-looking Insurability Forecast.

Key Assessment Factors

This personalized assessment evaluates the unique characteristics of the property and identifies opportunities to improve resilience, preparedness, and long-term insurability.

Insights, Incentives, and Financing

This customized report provides homeowners with a roadmap to strengthen property resilience while identifying financial benefits, tax incentives, and supportive programs.

Tailored For Your Property

Rather than providing generic, one-size-fits-all solutions, this unique program delivers custom recommendations tailored to meet the very specific needs of each individual property.

SoCal Fire Preparedness Fund

Turning Preparedness Into Action

For many homeowners, understanding what improvements should be made is only part of the challenge.

The larger challenge is understanding how those improvements can be implemented and funded.

The SoCal Fire Home Resiliency Program™ helps homeowners navigate this process by connecting them with program-approved service providers and implementation partners who can help execute the preparedness strategy outlined in their assessment.

Your Resilience Improvement Options

Depending upon the property and homeowner objectives, recommendations may include resilience-focused improvements such as Class A fire-rated roofing systems, backup power solutions, home hardening measures, emergency preparedness enhancements, and participation in resilience-focused initiatives supported by the Fund.

Funding & Financial Support

The program also helps homeowners understand available financing options, tax incentives, and other resources that may help reduce the effective cost of resilience improvements.

Why Resilience Matters

Preparedness is about more than protecting property.

During wildfire events and emergency situations, resilient homes can provide families with valuable time, flexibility, and security.

A well-prepared home may be better positioned to withstand wildfire-related threats, maintain critical functions during Public Safety Power Shutoff events, and support emergency response efforts when normal infrastructure is disrupted.

Resilience can also play an important role in long-term property ownership by helping homeowners maintain and improve the overall condition of their homes.

As insurers increasingly evaluate property condition, roof age, fire resistance, and other risk-related factors, preparedness and resilience improvements may also help support long-term insurability.

The VPP Advantage: Safety, Value, and Affordability

The SoCal Fire Resilience VPP™

As part of its commitment to preparedness and resilience, the SoCal Fire Preparedness Fund has developed a resilience-focused Virtual Power Plant (VPP) program designed specifically with homeowner preparedness in mind.

A Balanced Approach

The SoCal Fire Resilience VPP balances grid-support opportunities with essential homeowner emergency readiness, unlike traditional utility-focused programs.

Shared Battery Value

Leveraging battery storage supports grid reliability, creating economic value while preserving essential homeowner backup power during emergency situations.

Our Financial Mission

The Fund believes resilience should not only improve safety—it should also become more financially attainable for homeowners.

Offsetting Prep Costs

Enhanced incentives, financing, and VPP economics offset preparedness costs, encouraging broader Southern California resilience adoption.

Accessing The Program

The SoCal Fire Home Resiliency Program is currently available exclusively through participating homeowners insurance professionals throughout Southern California.

Homeowners currently working with a participating broker may contact their insurance professional directly to request a complimentary Benefits Assessment & Insurability Forecast™.

Homeowners who are not currently working with a participating broker may contact the SoCal Fire Preparedness Fund and we will help connect them with a participating insurance professional serving their area.

Preparedness begins with information. Resilience begins with action.

The SoCal Fire Home Resiliency Program was created to help homeowners take both steps with confidence.

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